Balance History & Transaction Tracking

Monitor your Visa gift card spending with detailed transaction history. Learn how to track purchases, understand charges, and maintain accurate records.

View your transaction history and current balance using the transaction history & balance tool for a complete overview of your card activity.

How to View Past Transactions

Access your complete transaction history through multiple channels

Online Portal

Visit the issuer's website and enter your card details to view a complete list of all transactions with dates and amounts.

Phone System

Call the toll-free number for automated transaction history. Listen to recent purchases or request a detailed statement.

Mobile App

Download your card issuer's app if available for real-time transaction updates and instant balance information.

Understanding Your Balance Activity

Learn how different types of transactions affect your card balance

Pending vs Posted: Transactions may show as "pending" for 1-3 days before posting to your account. Your available balance reflects pending charges immediately.

Restaurant & Tips: Restaurants typically authorize 20% above your bill amount to cover potential tips. The final amount posts within 2-3 days.

Gas Station Holds: Many gas pumps place a $75-125 hold on your card that adjusts to the actual purchase amount within 24-48 hours.

Hotel Authorizations: Hotels may hold additional funds for incidentals. These holds release 3-5 days after checkout.

Spotting Issues & Keeping Records

Identify problems early and maintain accurate documentation

Review Regularly

Check your transaction history weekly to catch any unfamiliar charges. Compare receipts with posted transactions for accuracy.

Save Documentation

Keep receipts and screenshot transaction histories. Note merchant names, dates, and amounts for your personal records.

Report Discrepancies

Contact the card issuer immediately if you see unauthorized charges. Most issues can be resolved within 5-7 business days.